Terms of Service

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Welcome to the websites of Jennifer Chicano, Mortgage Loan Originator, hosted at jenniferchicano.com and yourloanchic.com. By accessing or using our websites, you agree to comply with and be bound by these Terms of Service. Please read these terms carefully before using our services.

1. Acceptance of Terms

By using this website, you indicate that you accept these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, please do not use our website or services.

2. Services Provided

Jennifer Chicano, as a licensed Mortgage Loan Originator affiliated with Zero Point Mortgage Services, offers mortgage consultation and brokerage services. Licensing states include:

Arizona (AZ)

California (CA)

Colorado (CO)

Pennsylvania (PA)

3. Use of the Website

You agree to use this website for lawful purposes only. You must not use the website:

• To commit fraud or any unlawful activity.
• To distribute harmful or malicious software.
• To interfere with the operation of the website or the use of the website by others.

We reserve the right to terminate access to the website at our sole discretion, without notice, for any conduct that we believe violates these terms or is harmful to us, other website users, or third parties.

4. Collection of Information

The collection, use, and sharing of information through this website are governed by our Privacy Policy. By using the site, you consent to the terms outlined in the Privacy Policy, including the use of cookies and Google Analytics for website optimization.

5. Consumer Grievance Policy

If you have a complaint or grievance, you may contact us via:

Email: jc@zpmloans.com

Phone: 720-594-2626

Mailing Address: 5200 DTC Parkway, Suite 300, Greenwood Village, CO 80111

We are committed to addressing grievances promptly. Complaints forwarded by state regulatory agencies will be reviewed, and responses provided in accordance with applicable timelines.

For more details, please refer to our Consumer Grievance Policy.

6. Third-Party Links and Services

Our website may contain links to third-party websites for your convenience. We do not control these third-party sites and are not responsible for their content, privacy policies, or practices. Accessing any linked sites is at your own risk.

7. Disclaimer of Warranties

Our website and its content are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of the website content or that the website will be free from errors, interruptions, or harmful elements.

8. Limitation of Liability

To the fullest extent permitted by law, Jennifer Chicano and affiliates shall not be liable for any damages, including but not limited to, indirect, incidental, or consequential damages arising out of or related to your use of the website or services provided.

9. Modification of Terms

We reserve the right to amend these Terms of Service at any time. Changes will be posted on this page, with the effective date updated accordingly. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Service are governed by the laws of the state of Colorado. Any disputes arising out of these terms or the use of this website shall be resolved in the courts of Colorado.

11. Contact Information

For questions, concerns, or assistance, please contact us:

Email: jc@zpmloans.com

Phone: 720-594-2626

Mailing Address: 5200 DTC Parkway, Suite 300, Greenwood Village, CO 80111

Thank you for visiting jenniferchicano.com and yourloanchic.com. Your trust is important to us, and we look forward to assisting you with your mortgage needs.