SCOTTSDALE MORTGAGE BROKER
Helping homebuyers and homeowners in Scottsdale and throughout Maricopa County secure personalized home loans. From competitive refinancing to first-time buyer programs, we make your Arizona real estate goals a reality.
NMLS #1194079
LOAN OPTIONS
Flexible financing options for a wide range of homebuyers, property types and down payment goals.


Lower down payment options and flexible qualification guidelines can make FHA financing a strong fit for many buyers.
Eligible veterans and service members can take advantage of powerful VA loan benefits, including zero down payment options.


Zero down payment financing may be available for eligible borrowers purchasing homes in qualifying areas.
Financing options for higher priced homes when the loan amount exceeds standard conforming loan limits.


Explore options to lower your payment, change your loan terms or access available home equity.
Explore low down payment options and available assistance programs that may help make your first home purchase more achievable.

Whether you are buying in Scottsdale or elsewhere in the Valley, I provide personalized mortgage guidance, clear communication and access to multiple lenders to help you choose the financing strategy that fits your goals.
Clear communication, proactive updates and an organized loan process help keep your financing on track from application through closing.
As a mortgage broker, I compare options from multiple lenders to help you find the right combination of rate, costs and loan structure for your goals.
You work directly with me throughout the mortgage process, with guidance tailored to your finances, your property and your long term goals.

From the energy of Old Town to established neighborhoods and communities throughout North Scottsdale, the area offers buyers a wide range of homes, price points and lifestyles. Understanding how your financing fits into that market is an important part of making a confident decision.
Whether you are buying your first home, relocating to Scottsdale, moving up or purchasing your next property, I can help you evaluate your mortgage options and build a financing strategy around your goals.
Buying or refinancing in Scottsdale comes with plenty of questions. Here are answers to some of the mortgage questions I hear most often from local homebuyers and homeowners.
Mortgage rates change daily and can vary based on your credit, loan program, down payment and other factors. I can compare options from multiple lenders and help you evaluate the combination of rate, costs and loan structure that makes sense for you.
Qualification depends on factors such as your income, credit, debts, assets, down payment and the loan program you choose. I’ll review the full picture with you and help identify the options that fit your situation.
Your comfortable price range depends on more than the maximum loan amount you may qualify for. We’ll look at your income, debts, available funds, estimated taxes and insurance, and the monthly payment you are comfortable carrying.
Yes. I work with first time homebuyers and can help you explore conventional, FHA, VA, USDA and available down payment assistance options based on your eligibility and goals.
Most mortgage transactions close in approximately 2 to 4 weeks, depending on the loan program, property and documentation. In some situations, a closing can be completed in as little as 10 days.
Ready to explore your mortgage options in Scottsdale? Whether you are buying your first home, purchasing your next property or considering a refinance, I’ll help you understand your options and choose a financing strategy that fits your goals.
Whether you are buying your first home, moving within the Scottsdale area or exploring your mortgage options, Jennifer Chicano can help you understand your financing and determine the next step based on your goals.

