Traditional mortgage guidelines do not fit every borrower. Non-QM loan options can provide more flexible ways to document income, assets, and overall ability to repay for self-employed borrowers and others with unique financial profiles.
Financing designed for eligible self-employed borrowers who may qualify using personal or business bank statements to document income instead of traditional tax-return calculations.
Financing for eligible borrowers who may qualify using certain liquid assets as a source of qualifying income instead of relying solely on traditional employment income.
A non-QM option for real estate investors that may qualify primarily using the property’s rental income rather than traditional personal income documentation.