What Could You Net From Selling Your Home?

Your sale price is only part of the equation. Your remaining mortgage balance, real estate commissions, closing costs, and other expenses can all affect how much money you may have available after the sale.

Use the calculator below to estimate your potential net proceeds, then we can look at how those funds may fit into your next home purchase or financial plan.

Net Proceeds Calculator

Estimate what you may have remaining from a home sale after your mortgage payoff and other seller-paid expenses. Actual costs vary by transaction.
$
%
Enter the total percentage you expect to pay under your applicable agreements. Real estate brokerage compensation is negotiable.
$
May include applicable title, escrow, transfer, recording or other transaction costs.
$
Your actual payoff may differ from your current principal balance.
$
$
Examples may include a second mortgage, HELOC or other lien being paid at closing.
$
Estimated Net Proceeds
Based on the sale price and estimated expenses entered above.
Estimated Amount Remaining After Sale
$0
Estimated Sale Price
$0
Total Estimated Deductions
$0
Estimated Sale Proceeds Breakdown
Sale Price $0
Real Estate Agent Compensation $0
Seller Closing Costs $0
Mortgage Payoff $0
Seller Concessions or Credits $0
Other Liens or Payoffs $0
Repairs or Other Seller-Paid Costs $0
Estimated Net Proceeds $0
This estimate is intended to help you explore possible sale proceeds. Final proceeds depend on the actual sales contract, mortgage payoff statement, negotiated seller expenses, taxes, prorations, liens, closing charges and other transaction-specific costs.
This calculator is provided for educational and planning purposes only and is not a settlement statement, closing disclosure, payoff statement, tax estimate, guarantee of proceeds or representation of actual closing costs. Real estate brokerage compensation is negotiable and is not set by law. Consult the appropriate real estate, title, escrow, tax or legal professionals regarding transaction-specific costs and obligations.

What Affects Your Net Proceeds?

Expected Sale Price

Your final sale price is the starting point for estimating what may remain after the transaction is completed.

Mortgage & Lien Payoffs

Any outstanding mortgage balances, home equity loans, HELOCs, or other liens generally must be satisfied at closing.

Selling & Closing Costs

Real estate commissions, title and settlement charges, taxes, concessions, and other transaction expenses can reduce your final proceeds.

Your Next Move

Understanding your estimated proceeds can help you determine how much cash may be available for a down payment, reserves, debt payoff, or other goals.

Your estimated proceeds can play an important role in planning your next purchase. Looking at the sale and the new financing together can give you a much clearer picture of what is possible.

Planning Your Next Move?

I’ll help you look at your estimated sale proceeds alongside your financing options so you can understand how the pieces may work together for your next home.

Copyright 2026. All rights reserved. Jennifer Chicano NMLS #1194079 | Zero Point Mortgage Services NMLS #1216108

Equal Housing Opportunity

Equal Housing Opportunity