The Seller Can Lower Your Mortgage Payment for Two Years and Here Is Exactly How That Works
Published on: 22/09/2026

2-1 buydown funded by seller cuts payment in years one and two. Jennifer Chicano explains the math and the strategy.

The Seller Can Help You Get a Lower Mortgage Rate and Here Is How the Math Actually Works
Published on: 15/09/2026

Seller dollars used for permanent rate buydown lower payments for life. Jennifer Chicano explains when it makes sense.

What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Published on: 09/09/2026

Nobody times the market perfectly. Jennifer Chicano explains why long term goals beat short term price fears.

Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Published on: 08/09/2026

Longer days on market, price cuts, concessions available. Jennifer Chicano explains how to structure offers now.

Copyright 2026. All rights reserved. Jennifer Chicano NMLS #1194079 | Zero Point Mortgage Services NMLS #1216108

Equal Housing Opportunity

The High Desert Group Logo